Wednesday, September 3, 2008
New legislation intended to simplify the financial aid application process could mean a revised FAFSA application form for some KU students — but it won’t be soon, it won’t be widely available, and it may not even be simple.
The 1,200-page Higher Education Act reauthorization bill, recently signed into law by President Bush, includes a provision for the “EZ FAFSA,” modeled after simplified versions of the IRS’s 1-4- income tax form.
The current FAFSA, or Free Application for Federal Student Aid, is five pages long and deals mostly with the income of the applicant or the applicant’s family.
Todd Cohen, director of University Relations, said the form’s length might have had an intimidating effect on lower-income and first-generation students. He said he could empathize with the anxiety caused by the form’s complexity.
“It’s comparable to filling out tax forms,” Cohen said. “You don’t want to miss out on something just by virtue of a simple clerical error.”
Though the proposed revised form would be three pages shorter, critics of the proposal said the legislation’s approach was doomed from the outset because determining whether someone was eligible to use the EZ FAFSA would be as confusing as the FAFSA itself.
According to Christina Satkowski and Stephen Burd of the New America Foundation, a nonpartisan public policy think tank and media watchdog, the very process of determining eligibility for the EZ FAFSA is too complex.
In an article recently published on NAF’s Web site, Satkowski and Burd said eligibility would be reserved for students “whose families earn less than $50,000 a year and either are not required to file the long version of the 1040 federal income tax return or receive certain means-tested benefits such as welfare payments or food stamps.”
Satkowski, a research associate with NAF, agreed that finding ways of simplifying the FAFSA was important. She said many applicants were not aware which version of the 1040 they were eligible to use.
According to Cohen, 24.3 percent of the University’s 5,474 incoming freshmen in Fall 2007 were from families that reported $50,000 or less in adjusted gross income.
Lauren Asher, Vice President of the Institute for College Access and Success in Berkeley, Calif., said though knowledge of IRS forms might be the Achilles heel of the EZ FAFSA concept, the IRS could offer a solution.
“If it’s difficult to figure out whether to use the 1040A or 1040EZ, it’s going to be just as difficult to figure out if you’re eligible for the EZ FAFSA,” Asher said. “Why not simplify the process by using IRS info to pre-populate the FAFSA? They’re basically asking you to tell them everything you’ve already told the IRS anyway.”
It will likely be several years before college students see the new form. According to Asher, now that the bill has been signed into law, the U.S. Department of Education must determine how to implement its regulations. This process will include holding public hearings on the legislation in three locations around the U.S., gathering public input, appointing a negotiation committee and reconciling any disagreements that may arise.
Further, the language in the Act indicates that the EZ FAFSA would be implemented only “after appropriate field testing” is complete, making a timeline for the new financial aid application process even more speculative.
“My concern,” Satkowski said, “is that, while well-intentioned, it’s going to create more, rather than less, complexity for low-income students.”
— Edited by Mark Sorrick
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